In today’s trifecta of Webinars on Health Insurance Reform, the overall theme is handicapping the political scene in general, and the mix of the Republicans vs the Democrats in congress when the smoke clears in early November.
It really doesn’t matter, as the outcome will certainly not be a complete repudiation of everything Democratic. There will still be gridlock.
What really does matter this week is California taking the first steps on setting up the first state Insurance Exchange, with legislation signed by a moderate Republican governor to get the basics in place. Many other states are watching this carefully. Others are taking another, more confrontational approach – suing the constitutionality of the whole affair.
What REALLY matters in all of this is that the early leanings in California exclude the use of Brokers and Licensed Agents from participation in the exchanges. I’m here to tell you that the idea of non-licensed advisors involved in something as complex as health insurance is a bad idea. Kind of like a non-licensed financial advisor running your 401k. Bad (or unethical) things might happen.
A good blog post on the overall subject can be read here. I’ll be following this issue in coming months and reporting back…
Webinar survival kit - soda, smartphone, speakerphone, and a notepad. If only there was a better answer than "Yes and No"...
Karl Ahlrichs' Uncommon Experience 