In my presentations, I had been saying that unemployment was focused more on the lower education levels. While that may be true, the length of the job search is skewing the other way. In the data that I found on Calculated Risk, a finance blog that I follow, the story was kind of surprising. Read the data here if you wish…
Simply put, the current mantra is ‘more education is good for you’ but this shows that it can, in the long run, hurt you if you are perceived as overeducated. I think the message is that everyone must stay currrent with their skills, and not rest on an advanced degree. Mental tenure is over.
Old and retired...a photographic metaphor
Karl Ahlrichs' Uncommon Experience 
It’s kind of an old rule of thumb, but isn’t this pretty consistent with “1 month for every $10,000 in salary?”